INSIGHTS
Economic News & Research
GDPNow - A running estimate of real GDP growth based on available economic data for the current measured quarter.
Kansas City Federal Reserve Bank Community Bank Bulletin - The Community Bank Bulletin provides insights on trends or activities of primary interest to the community banking industry.
Federal Reserve Bank of St Louis on the Economy - This blog offers frequent commentary, analysis, and data from St. Louis Fed economists and other experts.
Minneapolis Federal Reserve Bank Financial Studies & Community Banking - Banking conditions, stress testing tool, community bank consolidation, and regulatory cost calculator for ninth district banks.
US Housing Market Overview - REDFIN housing market news and trends (supply, demand, migration) by city or zip code.
Freddie Mac Housing and Economic Research - Research and analysis on housing trends, the economy, and the mortgage market.
Fannie Mae Research and Insights - Forecasts, analyses, and detailed reports on every major aspect of housing and the economy.
MBA Forecasts and Commentary - Mortgage Bankers Association forecasts and commentary to help better understand and analyze different trends and changes in the industry.
Banks
Helpful Resources For Banks
Call Report / UBPR - Obtain Reports of Condition and Income (Call Reports) and Uniform Bank Performance Reports (UBPRs) for most FDIC-insured institutions.
Bank Holding Company Reports - Obtain bank holding company information including FR-Y15, FR Y-9C, FR Y9LP, and FR Y-9SP reports. Also includes summaries of peer group financial data.
FDIC Quarterly Banking Profile - Quarterly publication that provides a comprehensive summary of financial results for all FDIC-insured institutions.
OCC IRR Statistics - Report of interest rate risk data gathered during examinations of OCC-supervised midsize and community banks and federal savings associations. The statistics are for informational purposes only and do not represent OCC-suggested limits or exposures.
Comptroller’s Handbook- IRR - This booklet addresses interest rate risk (IRR) and other risks associated with IRR and provides examiners with information for evaluating a bank’s IRR management.
Risk Management Manual of Examination Policies – Manuals and audio recordings on how the FDIC evaluates a bank’s overall financial condition.
FDIC National Rate Caps - For less than well-capitalized institutions (as defined in Section 38 of the Federal Deposit Insurance Act), the interest rate restrictions limit an institution from soliciting deposits by offering rates that significantly exceed rates in the prevailing market.
FDIC Summary of Deposits - The percentage of deposits an FDIC-insured institution has within a defined geographic market. This data is based on the annual Summary of Deposits (SOD) survey for FDIC-insured institutions as of June 30 and results are available by the end of September each year.
FDIC BankFind Suite - BankFind Suite is a way for users to search the FDIC’s extensive data records. The Suite allows a user to follow the history and financial trends of an individual institution, group of institutions, or the entire industry.
Regulations Affecting OCC Banks - Code of Federal Regulations affecting Nationally Chartered Banks.
Regulations Affecting State Chartered Banks - Code of Federal Regulations affecting FDIC Supervised Banks.
Credit Unions
Helpful Resources For Credit Unions
Financial Performance Report / 5300 Call Report - Obtain Reports of Condition and Income (Call Reports), Financial Summaries, Key Ratios, and Historical Ratios for NCUA-insured institutions.
Credit Union Analysis & Calculators - A compilation of resources to help you track your credit union's quarterly operating and financial results and measure your performance against peers.
Credit Union Economic Data - A one-stop shop for the present, past and future look at the economy, including interest rates, key indicators, credit union forecasts, commentary, and presentation slides and handouts.
Credit Union Data & Statistics - Explore yearly and quarterly national and state credit union trends including key operating ratios and performance statistics.
Regulations Affecting Credit Unions - Code of Federal Regulations affecting Credit Unions.
NCUA Examiner’s Guide - The Examiner’s Guide provides guidance to NCUA exam staff on regulations and exam procedures. Each section of the Examiner’s Guide focuses on a specific topic, providing background information and outlining any related regulatory and statutory requirements.